Add a new payee and reach out to [email protected] indicating the issue. The payment should have been reversed by now so afternic would likely be willing to resend it soon. eCheck is practically equal to a bank account transfer. Essentially, a check (or cheque) is presented to your bank for a deposit in your bank account. The key difference is that this is an electronic cheque and not a paper cheque. Processing is typically 24-48 business hours once the check is processed.