I'm quite certain, we all have. They make you go through the confirm order page, before you are directed and able to submit payment, which allows their algorithm pick up on your cart before you're able to buy and then magically hit you with a cleverly worded error message stating credit not approved, fraudulent activity detected, worded as though the issue is with you card provider and not with Namecheap. So you backout and try again, and again. Credit not approved contact support. Then you go to refresh and poof like a fairy's fart your cart is now empty. The domain isn't registered yet because you go to google and sure enough able to purchase without a hitch. Point I'm trying to make is Namecheap isn't fooling anyone of us. They need to cut the bullshit.