Payment Gateways

[Raf]

What other payment methods other than PayPal, or 2Checkout would you say would be the best to use for any kind of ecommerce site. I am looking for services that offer bank withdrawals/deposits.

If you have had an experience with any other please post here, I am currently looking into other payment gateways so that customers from countries that have certain methods blocked are still able to purchase from the site.

Thanks, I greatly appreciate it.

 

[travis25r]

I have only used them for purchases from international (non-US) sellers and have found their service to be solid. Fast email confirmations and efficient.

Me too. I use them also as primary gateways for two of my new online stores. One of these stores is made with oscommerce and I have to say that I really like the ikobo payment module. Good work guys. I can't wait for the new IPN version.

 

[matrics]

Hmm, yeah, but they don't say about wire transfers, like the way paypal does it... for example, does withdrawing/funding my account from my bank acct incur any fees or not? And they also talk about some kind of Visa Electron card monthly fee, which I'm not sure what's it all about

Sticking to paypal and element5/shareit for now i guess for my customers

I just got my visa electron from ikobo today... funny is the fact that there's no name on the card, just the number and exp. date.

I also got some papers explaining their card fees. They charge 0.5$/month for administration fees and 1.5$ for each ATM withdrawal, which is very reasonable, since wire transfers from element5/shareit over here cost 20$

 

[travis25r]

I just got my visa electron from ikobo today... funny is the fact that there's no name on the card, just the number and exp. date.

I also got some papers explaining their card fees. They charge 0.5$/month for administration fees and 1.5$ for each ATM withdrawal, which is very reasonable, since wire transfers from element5/shareit over here cost 20$

This is one of the reasons I chose them. This iKard system seems very flexible and very easy to use. No more waiting in line at your local bank. Often, I withdraw money at night because I happen to need them at 1 AM. This can be done only with an iKard because banks are closed at this late hour.

Anyway, my advice to you is to carefully select the ATM you are withdrawing from because some banks could charge you just because they can Or, if you are not a US citizen, you might have a look first on the ATM exchange rates.

 

[111media]

Used Many Systems

I have used PayPal, StormPay and iKobo. Say what you want about PayPal and the chargeback issues, but they are by far the fastest, easiest payment system around. iKobo makes it hard to get your money out unless you get it all at once. PayPal provides easy and free bank transfers, debit card and strong merchant support. iKobo will give you a partial ATM withdrawal (with a hefty PLUS fee I might add and then start charging your remaining balance until they take it all as a fee. StormPay is actually worse. I won't be switching to either of these services anytime soon, although I do use iKobo for international transactions.

One other thing I don't care for about iKobo is that you need to verify each CC with a 'minor charge' that has been 8.93, 9.99 and 8.73 for the three cards I have added to them. I suppose it isn't terrible that you have to verify the cards (all though it is a huge pain in the a$$ for new users), but giving someone free use of nearly $30 for a few weeks seems a little ridiculous (not that I am bitter, lol).

 

[ZuraX]

Perhaps Propay.com? There is a monthly limit, however. But you can enter CC info yourself which you cannot do with paypal or 2checkout. There only available for the USA I think.

Next would be the authorized.net. Your looking at $25 monthly there. Next choice would probably Wells Fargo at $31 monthly with setup fee.

I stopped using ProPay because I was told entering the CC info myself was NOT a good idea. What if the card is stolen? YOU can get into trouble....

 

[ZuraX]

I like www.e-gold.com

With e-gold its very hard to get your money, you must use a place that trades e-gold for say paypal and then you have to watch because Paypal doesnt allow that and you cxan get your paypal account frozen. If you do get paid that way you also have to watch for the many cheaters that will use a stolen Paypal account and then you will lose both the Paypal money and the e-gold because e-gold will NOT give you the money back.

 

[ZuraX]

I just got my visa electron from ikobo today... funny is the fact that there's no name on the card, just the number and exp. date.

I also got some papers explaining their card fees. They charge 0.5$/month for administration fees and 1.5$ for each ATM withdrawal, which is very reasonable, since wire transfers from element5/shareit over here cost 20$

Got to watch that card if its a checking card too. Most places wont accept a card if it doesnt have a name on it. Now if its just an atm card thats good...

 

[freak]

I used ikobo once, but never got to sent the money. Fees are high $2.00+x% per transaction and support never seems to figure out what you are trying to ask of them...

Same goes for paypal though, lousy interface so you don't know what the heck is going on. Help files need help files to navigate through and figure out, support that works like very slow robots, and there are enough horror stories to make into a zillion horror movies.

Other services service mostly US customers only.

Online payments is still a thing of the future for me...

 

[travis25r]

If you are an US citizen you can get your money from your ikobo account using their debit card or using their bank transfer service. The 1.9$ withdrawal fee doesn’t bother me because it is a small fixed fee regardless of the amount of money you get from the ATM. I am using them for almost a year and I don’t have any complaints. For me, they are the cheapest service I can use right now. They are also pretty fast.