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Find out how much the loan value is for your domain!

Labeled as domain in Domain Appraisal, started by oldtimer, Feb 10, 2020

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  1. oldtimer

    oldtimer Do some good for humanity and the environment VIP ★★★★★★★★★★

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    Well we have the appraisal section that people can give their opinion on how much the resale or wholesale value of domains might be, but here we like to analyze what the loan value for different domains are and if people can come to a consensus on an approximate figure for domains submitted here for evaluation.

    This thread is not for asking for or sponsoring actual loans (although it might evolve into something like that later on) but the info gathered here could be used as reference when asking for actual loans.

    From what I understand the loan value of a domain might be around 10 to 25% of its wholesale or liquid value, so don't get disappointed or offended if you don't get a high loan value for your domain, as long as it's above zero it could be an indicative of how good of a domain you have. IMO

    Please help to make this into a useful thread for the community.

    Thread Rules: all opinions, comments, analysis, and valuations are welcomed provided that they are on topic and that they are constructive, professional, unbiased, respectful and that are made with the intention to help other domainers and not to belittle, attack, or ridicule anyone. Domains with adult subjects, politically incorrect, or insensitive to other people's religion, race, gender, culture, and ethnicity are not allowed. You can only post domains that you own yourself.


    I go with the first domain:

    DigitizedReality.com


    PS: when making the loan valuations it's best for everyone to indicate if their valuation is from the perspective of someone who could be an actual lender or if they are just making an educated guess based on their personal opinion as a domainer.
     
    Last edited: Feb 11, 2020
    The views expressed on this page by users and staff are their own, not those of NamePros.
  2. Samer

    Samer Top Contributor VIP

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    CurrencyCrypto.com my highest rated govalue

    Seriously, if this was a thing, which hope it’ll be

    y not valuate best Dn (money where mouth is)
     
    Last edited: Feb 10, 2020
  3. Samer

    Samer Top Contributor VIP

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    it would be really cool, also can we make this com only? aren't those most liquid? esp if it’s experimental, you should start out Com first

    maybe like for yes, thanks for no..

    Samer
     
    Last edited: Feb 10, 2020
  4. oldtimer

    oldtimer Do some good for humanity and the environment VIP ★★★★★★★★★★

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    Samer, although I have mostly .coms myself, but from what I understand you can ask for a loan on a domain in any extension as long as it's a strong keyword in a more popular extension, as the mater of fact a very strong keyword in the more popular ccTLDs or New gTLDs might have more loan value than a weaker keyword in .com, but lets just see what quality domains people are going to submit before we leave other extensions out.

    Also keep in mind that some domains might have a good loan value because of their inherent value which means that they can eventually be sold for a good amount even if they are not liquidatable right this minute.

    IMO
     
    Last edited: Feb 10, 2020
  5. Abdullah Abdullah

    Abdullah Abdullah Top Contributor VIP

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    How about Dislike for NO ?:-P
    No seriously, even though I only have com, .net, and .org, I believe this should not be limited at all and that all extensions should be given the chance.
     
  6. impulse

    impulse Established Member ★★★★★★★★★★

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    Around 15 years ago I created a website to offer domain loans, but only had a few people email me with their domains, and none were ones I wanted to give loans on so I shut the site down after a year. In general, I don't think it is worth giving a domain name loan for less than $1,000 due to the transaction fees (especially if escrow is used) and also the time involved for the lender.

    From my point of view (a lender), not all domains have a wholesale/liquid value. If the borrower does not pay and I get stuck owning the domain, I need to know I can easily sell it. In my opinion, domains such as DigitizedReality.com and CurrencyCrypto.com have no liquid value at all. That does not mean they are not good domains, or that they might not appraise for a few hundred dollars each, but in my opinion there is no way I could ever liquidate those at any price.

    It would not surprise me though if I read that the owners of those domains sold them for $1000 or more at some point, because they are catchy, saleable names and have value to the right buyer. But it might take years to find a buyer to pay that price.
     
  7. BrandPlease

    BrandPlease BrandPlease.com VIP Gold Account

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    Maybe, to help make it a more "value" controlled process would make more sense. Especially as valuation is a very difficult thing to wrap your head around until you have enough personal experience. Yes, the technicals can be learned, abstractly, but the judgement part takes time.

    Maybe base loan value on a basic foundation - e.g. 4L .com CVCV etc.. or 1 word dictionary (define length, etc.) 2 real word .coms (define grammar, word order, etc.).

    Outside of putting some controls - think banking (some are commercial or personal primarily) - it would be hard from a lending point of view to control risk.

    & realistically a small % of wholesale to loan value is ridiculously low - & likely a product of not controlling what should be submitted. In that case, we should be looking at a min loan value of 10% retail for high risk then up from there.

    That is opinion, of course, & I have never or plan to loan/get a loan - just relating to other industries.
     
  8. oldtimer

    oldtimer Do some good for humanity and the environment VIP ★★★★★★★★★★

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    Thanks for your advice, I only used DigitizedReality.com as an example to get this thread going, but I believe that it might take a while for the true potentials of a domain like this to be realized. I hand registered this domain just about a month ago and I am surprised that a domain like this that defines such a big category in this future technology was just sitting there for me to register. Although a domain like this might not be considered liquidatable on the spot, but it might still carry some loan value because of its future potentials, it all depends on a lender also recognizing the inherent potentials of domains such as this and being willing to take a chance with them considering that they might flourish in the future.

    IMO
     
    Last edited: Feb 11, 2020
  9. biggie

    biggie Top Contributor VIP ★★★★★★★★★★

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    Hi

    to me

    wholesale value may be different than liquid value and as such, should be defined,
    before a percent of each value can be assessed as the "loan percentage rate".

    still, just for fun, how much of a loan can I get on these, if any:

    wellcareinsurance.com
    urbandepot.com
    svc.net
    boilerservice.com
    etv.org
    umm.org
    greenfriendly.com
    nhk.org
    seniorinsurancecompany.com
    pygy.com
    callmobile.com
    i-roof.com
    cabinsforrent.com
    aquasupply.com
    freshbites.com
    ladiesjacket.com
    fiat.us

    :)


    imo...
     
  10. impulse

    impulse Established Member ★★★★★★★★★★

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  11. oldtimer

    oldtimer Do some good for humanity and the environment VIP ★★★★★★★★★★

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    well I myself am probably not in a position to be a lender, so lets wait and see what someone who actually is able to lend money on domains is going to think of your collection. All of them probably have some loan value, but whether it's just a few dollars or hundreds of dollars for each has to be determined here.


    If I were going to guess from the top of my head and just for fun I would say:

    wellcareinsurance.com $100
    urbandepot.com $25
    svc.net $75
    boilerservice.com $150
    etv.org $75
    umm.org $100
    greenfriendly.com $1000
    nhk.org $75
    seniorinsurancecompany.com $20
    pygy.com $25
    callmobile.com $150
    i-roof.com $75
    cabinsforrent.com $250
    aquasupply.com $25
    freshbites.com $500
    ladiesjacket.com $750
    fiat.us $10


    Keep in mind that I might not be the most generous lender in the World even if I had the money to loan out. :)

    IMO
     
    Last edited: Feb 11, 2020

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