Well yes I guess if you pick really bad names I can see why you would need the structure. Though the "game" is exactly the same to me regardless of spending profit or investment. IMO all money is mine, I don't keep it in different wallets and pretend they are different types of money. It's only profit in the end. I guess i'm just super confident in my selections and don't buy "really bad names". Like I said, if it works for you, good, it would be way to limiting for me. I'm also a gambler and much prefer/trust the "whim", as long as I haven't been drinking etc. I learned not to do that long ago.