I think you are only suppose to post one site a month, but...
That being said:
FreeCreditCare- A leader? Needs content, The salmon-colored background of the body doesn't look good, IMO...especially with the light blue text. Also, I would try to get an affiliate for the header banner. I don't think horizontal ad banners look strange on the top. Watch spelling (i.e. repearing.)
discountinsurance- cons:...content, logo, too much gray, spelling, black text font may be too big.
Zuukle: fairly good, affiliates add color, work on logo, navigation (Home, Site Map, Contact) could be shortened a bit. It would look better if it didn't span the entire body. And maybe change the typeface on them, as well.
Yonkers: Looks good. layout is more aesthetically-pleasing. Might move the body up and...thin down sponsors. It looks like they are obviously related...could get rid of the numbers on them, too.
Hope this helps,
Good Luck
:santa: