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PayPal question

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I was charged 1.95 for account verification. I remember it said the money would be credited back to my account. When will it happen? I have already verified.
 
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Takes a coupla days.
 
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I got a reply from their support. They said the amount would be credited back to me once I use the credit card to pay a payment. How do I pay by credit card? I know when I don't have enough fund for a payment they will use my credit card to fund it. So, should I withdraw the fund first and then do a payment to get my money back? Bother!
 
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Usually, if you don't have enough PP funds within your paypal account, the credit card is automatically used as the payment option. If you already have a balance (from a bank transfer or by receiving a payment), then it will need to be used up first, before being able to use your CC for payments.
 
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This sucks. Paypal did not do this at all when I signed up way back in the day. It's horrible. I bet they invest that money too in their little 'Money Market Fund' and the just give you your original $1.95 back, even if it became worth $2.00 or more. ($.05*paypal_new_users_per_month is probably a lot)
 
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