Note that BTC has gone up 20% since these two posts...30% for the week, it's actually at 13K now higher even than my predicted 12K, while XLM is actually now 9-10% percent lower than it was a month ago.
In general best to go with industry leaders. Think, AMZN, NFLX, MSFT, GOOGL. BTC is like the blue chip of crypto. XLM is more like penny stocks that might go up, but most penny stocks will go to zero.
By the way, the prediction now is that BTC will take out its old $20K high. This makes sense. Put it this way, IF BTC gets to 20K again this year it will almost assuredly go higher, just the way these things tend to work. When a stock swings back to its prior high it tends to shoot past it, even after short term traders sell it off at that prior high.
Institutions aren't getting into BTC to make a few percent. They are getting into BTC hoping that it will go to 100K. Institutions are what is driving the BTC run at present. And institutions for the most part aren't bothering with the cryptos like XLM and others. Just some things to think about.