I just had something similar happen where I was distributed xx,xxx and I chose ACH instead of wire by accident. So that made it longer, but the real issue was that I got the wrong routing number. (It was a BoA to BoA transaction. I used a routing number for a different state, but still a BoA routing number.) Anyways, I had to wait a week for the money to "bounce back" but once it did Escrow.com wired it to me the same day.