Open the Window and put your head out and ask the GoDaddy gods for a Grace Delete.
I might consider two of these as a .COM but two I wouldn't even have taken as a .COM.
.CO is fairly new and at its infancy really. There is value there and there are decent sales happening; however, you really have to focus on names that are better. By better I think that in .CO you have to be willing to name your company that.
Put this way. If you were going to start a business.. would you launch on TheSportsPage.co? No. A real bona fide business name is what you need. Something short, memorable and meaningful. StyleFinder is closer and I would consider as .COM but never as a .CO - it's not strong enough.
As far as Lowermypayments.co? I think it's way to early to get into long tail searches (if that ever is going to happen). No company would be called that when you can probably find a domainer with something like DebtConsolidation.Co for reasonable $.