Hello Zoom4433,
Welcome to namepros community...I'm going to take a few moments and give you a very direct appraisal.
247Financialhelp.com -- I feel this domain isn't worth much because the search terms are very broad making it a hard to develop and profit niche. So value: $regfee
DecreaseYouPayments.com (Kind of like LowerMyBills.com idea I have)
Now It may just be me but this domain doesn't make sense to me perhaps if the domain was Decrease "Your" payments.com then It would flow a bit better but as it's written I'd have to say $regfee also
DecreaseMyPayment.com -- This domain I feel is the best out of the 3 listed here today. It makes sense and flows right when said out loud...now I did a quick search on google and there aren't many advertisers for this term which usually tells me either it's a untapped market or no money to be had in this niche. My appraisal for this domain is $xx low
The appraisal method involved google search and search volume tools etc....and a bit of opinion so by no means does this mean I'm correct or 100% on the money....So please allow me to thank you for allowing me to appraise your domains today.