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Credit card gateway question

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Not sure, if this is right place to ask this but hope somebody can help me. I am making store on one of my web sites. And whatever gateway i am looking for this store is a little bit expencive for my pocket. But i have in real not online store credit card mashine working. The question is can i use by some way this same credit cards machine gateway to process online orders and if yes, than how can i do that, for it wil be simple for customer will be able to make an order and to buy it? I found a software/shopping card Oscomerce which has module "Credit card", and i am not sure if i can use it with my credit card machine. Thank you.
 
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There is a couple free credit card gateways like Charge.com

But my best beat would be to go to webhostingtalk.com and go under billing you can find all the info you need..

iNod
 
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I'm not really sure, but www.2checkout.com seems very popular (low setup fee), but I don't think it's a "real" merchant account.
 
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snareklutz said:
I'm not really sure, but www.2checkout.com seems very popular (low setup fee), but I don't think it's a "real" merchant account.
it isnt. On the credit card statement, it shows up as 2checkout, and not your business :(

I would recommend something more like an authorize.net or one of their resellers. Seems to be popular with good (low) rates.

let me know what you go with...

-Steve
 
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You CANNOT use a regular merchant account for online purchases. You MUST get a separate on-line merchant account (or have your existing merchant account enabled for on-line transactions).

For any shopping cart you use - you will probably have to set up your own Merchant Account.

I have integrated both Authorize.net and Verisign's Payflow.

Authorize.net is a little more cumbersome to integrate.

Although I normally do not like Verisign, I have to admit, I found that their Payflow system was pretty easy to install. If you rebuild PHP to have the Payflow extensions integrated right in PHP, the interaction with the Verisign servers is a piece of cake.


Both merchants do a decent job as far as interaction go. I am not sure of the discount rates of either company.

Regards,

-Bob
 
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