I agree, hyphenated domains are worth taking if the un - version has sold for $$$.
However three words & - is stretching things a little.
I have been suprised how few pension/retirement domain sales have hit the charts.
Social Security & Pensions are up the creek without the paddle in the U.S. and will be the next big thing in developing nations.
I have a few for sale myself like DoctorPension.com PensionInjection.com MatureSecure.com PensionSecure.com