There are more than 140 commercial banks and 80 merchant banks in Singapore. Most offer full banking services, including checking and savings accounts, ATMs, fixed deposits, safe deposit boxes, loans, overdrafts and transfers. Most banks are open from 9:30 am to 3 pm or 4 pm on weekdays, and from 9:30 am to 11 am or 11:30 am on Saturdays. Almost all the major foreign banks are represented in Singapore, including the ABN AMRO Bank, Bank of America, Wells Fargo International Banking Group, Bank of Nova Scotia, Bank of Tokyo-Mitsubishi, Banque Indosuez, Banque Nationale de Paris, Barclays Bank, Chase Manhattan, Citibank, Credit Suisse First Boston, Deutsche Bank, Hongkong and Shanghai Banking Corporation (HSBC), Moscow Narodny Bank, National Australia Bank Ltd, Standard Chartered Bank, Sumitomo, and the Union Bank of Switzerland.