domain Currently selling insurance.tools today (Flippa)...Question!

[mitchyggg]

If insurance.com can sell for 35 million 6 years ago, what is it worth to have insurance.tools -- it seems like a completely different style of global address, vs .tools which implies utility. Have no idea how to valuate it. Although only valuated at 3k, do bots such as estibot have the ability to understand human phrases which follow each other, such as insurance and tools?? Thanks