Web Payment Processing? If not PayPal, then...?

drmaximus · Dec 9, 2003

I am just wondering if there are any other comparable payment processors apart from Paypal? After having read articles from www.paypalsucks.com I am getting worried about the latter. If the services are available to Canadians, then all the better. Thanks for any and all help!

jane118 · Dec 9, 2003

u can try

stormpay.com a lot like paypal and its growing

identity_00 · Dec 9, 2003

Try 2checkout.com - There is a one-time 49. fee.
The benefits are that it is more private label.
Very easy - no scripts to add or anything.

If you'd like an example visit my site below. I think
I have it going on that one - If not just email me.

drmaximus · Dec 9, 2003

I think 2CO is valid only for US-based businesses...?

armstrong · Dec 9, 2003

Originally posted by drmaximus
I think 2CO is valid only for US-based businesses...?

I use 2CO as backup to my regular merchant account. They accept international clients.

drmaximus · Dec 9, 2003

Thanks armstrong. Some questions for you though: I plan to use it just like I use Paypal - an occasional sale here and purchase there. Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees?

I am seriously considering switching away from Paypal because they have failed to resolve one of my disputes costing me a loss of US$400, and I am doing to initiate a chargeback with VISA is a couple of days. They are surely going to shut down my account, but it's fine actually.

redhippo · Dec 9, 2003

some have use ikobo.com

other: clickbank.com.......have never used them but seems to be very popular with "electrionic" services/merchandise like ebooks,report.s...etc..

not sure about charges

drmaximus · Dec 9, 2003

Thanks redhippo! At first sight IKOBO seems like a great deal! Will check it out in detail.

Sharpy · Dec 9, 2003

lots of online biz's use e-gold

drmaximus · Dec 9, 2003

I knew about e-gold but their gold-->cash conversion process seems really convulated.

armstrong · Dec 9, 2003

Originally posted by drmaximus
Thanks armstrong. Some questions for you though: I plan to use it just like I use Paypal - an occasional sale here and purchase there. Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees?

I am seriously considering switching away from Paypal because they have failed to resolve one of my disputes costing me a loss of US$400, and I am doing to initiate a chargeback with VISA is a couple of days. They are surely going to shut down my account, but it's fine actually.

2CO's rates are higher, and they only charge in US$. However, they can be used to serve more countries, and don't require your clients to signup for an account (unlike Paypal).

I have my own horror story with Paypal and about $800 in company funds that they decided to keep. They are too far away from me to deliver swift kicks to the a**, so now I just say no to Paypal.

Depending on your average transaction amount, you may also want to look at Paysystems. I've been considering them for my higher-value services, plus they are able to accept a wider range of currencies.

drmaximus · Dec 9, 2003

Thank you.

redhippo · Dec 16, 2003

another money trader

http://www.fleetpay.com/

Anthony · Dec 21, 2003

If anyone figures out another service that offers the same options as Paypal, do let me know.

drmaximus · Jan 17, 2004

Originally posted by redhippo
another money trader
http://www.fleetpay.com/

Fleetpay has no fees for sending and receiving payments. What's the catch here?

Users of 2CO and PaySystems... care to compare these services and suggest the cheaper/safer/more professional one?

webscorpion · Jan 17, 2004

Originally posted by drmaximus
Fleetpay has no fees for sending and receiving payments. What's the catch here?

Yeah, would like to know too.

Thanks for starting this thread drmaximus. I also have a separate thread regarding Solopay.

webscorpion · Jan 18, 2004

I just found out that NP member teebob owns Fleetpay.com. Haven't seen him much here, though. Wish he can answer our questions regarding his company.

odditysoftware · Jan 21, 2004

i currently use http://www.swreg.org/

InteractAsia · Jan 23, 2004

Originally posted by odditysoftware
i currently use http://www.swreg.org/

any comments on them?

axl · May 10, 2004

Originally posted by drmaximus
Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees?

Actually, ikobo.s fees are pretty similar 1.99%-2.99%+$0.29, but their coverage I think is better with 170 paying countries and 220 receiving. There aren't any hidden fees, and their service is quite fast. They look like a good alternative from 2CO or paypal; it's true paypal have a history of "appropriating" people's money without any reason. :red:
In reply to drmaximus, ikobo covers Canada, and is, in my opinion an improved version of paypal. :hehe:

Web Payment Processing? If not PayPal, then...?

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