This kind of 3-word(or more) sells though in some cases; and likely fits well: Where word flow is better and for significantly different niches (political, lifestyle etc). But not in insurance; in this niche "The" doesn't really fit as a brand name .
E.g. "TheHiddenWorld .com" or "ThePerfectMatch" are good examples. I'm quite sure though this type of prefix ain't good for an insurance domain.
I'd suggest looking at similar sales in Namebio (use the >$1k filter) to get some sales info then see from there.
Feel free to seek other opinions though if you want.
Sometimes theres no right and wrong two words three words whatever,,,,,,it all comes down to how it sounds ,this sounds crappy.your better off putting something at the end such as AccidentInsuranceDepot.com
Just as an example