In addition to the state AG and banking authority, I assume victims are also reporting their situation to the FBI Internet Crimes Complaint Center:
https://www.ic3.gov/
Again, this is an intake mechanism for evaluating patterns and identifying high-priority cases. Typically, the FBI will be interested in situations that meet the federal $75,000 threshold, but it may also be of interest if there are multiple complaints directed toward the same criminal enterprise.
What can happen? There are a variety of obvious wire fraud and money laundering problems. Here is the outcome of a similar situation in which the operator of a debit card scheme was under-reporting the actual balances of the cards to the bank, skimming the rest, and using it for his house.
Remember when Epik was pretending that they were offering retail gift cards? Substitute "masterbucks" for debit card balance, and this practically rhymes:
https://www.justice.gov/usao-ndca/p...ty-bank-fraud-wire-fraud-and-money-laundering
Federal Judge Convicts Defendant Of Appropriating $1.5 Million In Fraudulent Debit Card Scheme And Money Laundering To Buy Orinda Home
Evidence presented at trial demonstrated that Safahi developed an elaborate fraud scheme in which he collected money from clients to fund prepaid debit cards and, while accurately reporting the balances of the cards to the clients, created a system called “funding on demand” to defraud the bank that supported the cards. In the fraud, Safahi reported to the bank only the amount the clients spent on the card as the card’s “balance,” while diverting to himself the remaining balance of the card’s value. For example, a client of Safahi’s company, CardEx, would buy a prepaid debit card for $100 and spend $10 of that $100 balance. Safahi’s fraudulent “funding on demand” system would then report to the bank the “balance” of that card as $10 instead of $100. This allowed Safahi to access the money representing the difference between the actual card balance and the amount that had been spent on the card as reported to the bank.
Safahi used the fraudulently obtained funds not only to pay off his company’s debt to another bank but also to buy a house in Orinda. Just two days before reporting the accurate balance to the bank, Safahi issued himself an $80,000 cashier’s check from his company’s account that, among other fraudulently obtained funds, he used to purchase the house. This transaction provided the basis of his money laundering conviction.
...
Safahi was convicted of one count of bank fraud in violation of 18 U.S.C. § 1344, which carries a maximum term of imprisonment of 30 years and a maximum fine of up to $1,000,000 or twice the gross gain or loss amount. He was also convicted of four counts of wire fraud in violation of 18 U.S.C. § 1343, which carries a maximum term of imprisonment of 20 years and a maximum fine of $250,00. Safahi was lastly convicted of one count of money laundering in violation of 18 U.S.C. § 1957, which carries a maximum term of imprisonment of 10 years and a maximum fine of $250,000. However, any sentence for these convictions will be imposed by the court only after consideration of the U.S. Sentencing Guidelines and the federal statute governing the imposition of a sentence, 18 U.S.C. § 3553.
His sentencing hearing is scheduled for February 3.
Again, writing Trustpilot reviews will not accomplish anything.
Telling your story to "some guy on a web forum" will not accomplish anything.
If you have been the victim of a crime and for whatever reason cannot bring legal action of your own, then at least report what happened to you to the relevant state and federal authorities. They may or may not take action, but seeking compensation for victims is one of the things they will do in the even they do take action.
