dbustin,
If you are a complete beginner try either 1 or 2 below.
1. The easiesy way possible to create a website is to use microsoft word. If you have build tables in Ms. Word you will find this very easy. Simply, insert a table in the center of the page and put some text on it. If you wish add some background colors to some cells. Also you can insert a header image to the first row. If you create a 900px wide header image and put it in the first row (merge all cels on the first row) this image will expand the table size to the size you need it.
So far things have been exactly the same like creating a word document. İnserting pictures and defining background color are common tasks even in ms word.
When you are done with the design, choose file > save as web page and name the file "index". Normally ms word saves files with the .doc extension (for word 2007 it is now .docx) but if you choose file >save as web, the file will be saved with the htm extension as index.htm.
This is the easiest way but the downside is that, ms word writes terrible html code. But it is possible (and very easy with dreamweaver) to clean that code later on if pages turn out to be big in size.
2. Not the easiest but still a fairly easy way is to use ms frontpage. Ms Frontpage looks and works smillar to Ms word but it is a program to create web pages. Again I suggest starting with a blank page. Align the curser in the center and insert a table. The rest is easy. Many people have Ms Frontpage installed on their computers and they don't even know it is a program for web designing. If you have office xp it should be in that CD. Now frontpage it discontinued.
3. A more advanced way is to use dreamweaver, a program used by professional web designers. In dreamweaver the page layout can be created again by using a table but nowadays table layouts are considered to be old fashioned. Therefore we now prefer CSS layouts. Dreamweaver is not as suitable as frontpage for a beginner. I only mentioned this so you know what way to continue in the future.
Also, if you are going to make any search on this subject, don't do it on search engines. There is to much information on this topic on the web and almost none of them are suitable for complete beginners. Search on youtube. You might find a few good videos.