I'm in the EU and our cards are more secure. In such way that I cannot even use them with many providers. And I have limited amounts on card, transferring there only what needed. Plus 3D secure 2FA and an additional password, the latter two not being stored at Epik. I will not cancel the cards but will be monitoring them anyway. Keeping low amounts for now just to see if there's an issue. Have to travel soon and this is not the time to be cancelling my business card.