I've never heard the word hypothecary before. Neither has my spell-checker because the word turns red when I type it.
Agree with the above - too long and too hard to spell. I'd drop this name if ever made its way into my portfolio. Then I'd slap myself for ever registering it.
"Hypothecary" - if people have to look up the word or you have not seen it used anywhere, its probably not worth much. Adding "credit" to it just makes it confusing.