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then how would you load a forum? there is 2 folders.. am i loading the forum and installing it in two folders? does not make sense!?
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like what your hosting provider told you
upload the files to folder httpdocs
also consult your hosting provider if you will be billed using secure socket layer access (https://) to your web site (usually they does) but clear this from them if not then you can upload as well to the httpsdocs since users will appreciate the extra security they have on their account but makes sure it's all been paid for.
If you want to use https you'll need an SSL certificate. Without it your visitors will get a warning from their web browser. It is common for SSL encryption (machines between the visitors machine and the server cannot see what is being sent on the connection) to work once they accept the certificate, but there is no protection again man-in-the-middle attacks (a machine in the middle pretenting to be your server). Probably not a significant worry for the majority of users, but seeing the warning message may put them off using https.
Virtual Dedicated Server - What is the difference httpdocs & httpsdocs? 
