New creditcard scam!!!

***mis_chiff*** · 06-15-2007, 04:48 PM

We all have our credit card info out there somewhere, just received this email at my place of business from the Chamber of Commerce.
Thought I'd pass it on!

Quote:

Royal Bank of Canada received this communication about the newest scam.

This is happening in southern Alberta right now and moving.
This one is pretty slick since they provide YOU with all the information, except the one piece they want. Note, the callers do not ask for your card number; they already have it.

This information is worth reading. By understanding how the VISA & MasterCard telephone Credit Card Scam works, you'll be better prepared to protect yourself. One of our employees was called on Wednesday from "VISA", and I was called on Thursday from"MasterCard".

The scam works like this:

Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460 , Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona ?" When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"
????: NamePros.com http://www.namepros.com/warnings-and-alerts/339726-new-creditcard-scam.html

You say "yes".

The caller continues - "I will be starting a Fraud Investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security. You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works:

The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the last 3 are the Security Numbers that verify you are the possessor of the card.

These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the last 3 number to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?"

After you say no, the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up. You actually say very little, and they never ask for or tell you the card number.

But after we were called on Wednesday, we called back within 20 minutes to ask a question. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

We made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master Card directly for verification of their conversation.

The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit.

However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of MasterCard" with a Word-for-word repeat of the VISA Scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. I dealt with a similar situation this morning, with the caller telling me that $3,097 had been charged to my account for plane tickets to Spain, and so on through the above routine.

It appears that this is a very active scam, and evidently quite successful.

????: NamePros.com http://www.namepros.com/showthread.php?t=339726
Pass this on to all your family and friends.

I removed the contact info but if you've received a call and you need this
info PM me and I'll send it to you.

iNod · 06-17-2007, 01:30 PM

I got one of those also..

I wonder where they get my address and phone number and parts of my CC number from? I was very surprised lol.

- Steve

Zinc · 06-18-2007, 01:24 AM

Originally Posted by iNod

I got one of those also..

I wonder where they get my address and phone number and parts of my CC number from? I was very surprised lol.
????: NamePros.com http://www.namepros.com/showthread.php?t=339726

- Steve

Here's one explaination.

http://www.liveleak.com/view?i=2fb_1182073954

- Ian.

iNod · 06-18-2007, 03:33 PM

I'm Canadian :/

- Steve

whitebark · 06-18-2007, 03:35 PM

Anytime your credit card - or any financial institution calls wanting to know anything - stop them from even asking. Ask for a phone number to call them back. Plunk it into a reverse phone lookup before calling and you have little to worry about. Well except if you missed a payment...

This also works great for any telemarketing call. Cut them off, ask to call back. Telemarketers usually don't have a clue what to say.

bizwiz · 06-23-2007, 04:33 AM

I have received a call before in my country telling me that I have won something and they need my credit card info which I gave some details but I became suspicious when they wanted the ccv number which I promptly told them no and they hung up on me.

yphost.com · 06-23-2007, 06:08 AM

Oh my god...
thats NASTY!!!
Thanks for sharing the information mate.
It is indeed very useful!

ehoez.com · 07-24-2007, 06:19 PM

wonderful world of: chargebacks

RDrapster · 07-30-2007, 10:45 PM

Thats...insane. Nice, non-internet-connected cave, anyone?

06-17-2007, 01:30 PM	#2 (permalink)
iNod Eating Pie Join Date: Nov 2004 Location: Canada Posts: 2,267	I got one of those also.. I wonder where they get my address and phone number and parts of my CC number from? I was very surprised lol. - Steve __________________ I feel old.

06-18-2007, 03:33 PM	#4 (permalink)
iNod Eating Pie Join Date: Nov 2004 Location: Canada Posts: 2,267	I'm Canadian :/ - Steve __________________ I feel old.

06-18-2007, 03:35 PM	#5 (permalink)
whitebark Part-Time Zombie Join Date: Jul 2006 Location: Canada Posts: 3,465	Anytime your credit card - or any financial institution calls wanting to know anything - stop them from even asking. Ask for a phone number to call them back. Plunk it into a reverse phone lookup before calling and you have little to worry about. Well except if you missed a payment... This also works great for any telemarketing call. Cut them off, ask to call back. Telemarketers usually don't have a clue what to say. __________________ BLAH!

06-23-2007, 04:33 AM	#6 (permalink)
bizwiz Senior Member Join Date: Apr 2007 Posts: 4,465	I have received a call before in my country telling me that I have won something and they need my credit card info which I gave some details but I became suspicious when they wanted the ccv number which I promptly told them no and they hung up on me. __________________ WOW Gold

06-23-2007, 06:08 AM	#7 (permalink)
yphost.com NamePros Member Join Date: Jun 2007 Location: India Posts: 66	Oh my god... thats NASTY!!! Thanks for sharing the information mate. It is indeed very useful! __________________ Dont need to worry about BANDWIDTH ever again Quality webhosting solutions brought to you by YPhost.com SHARED HOSTING \|\| RESELLER HOSTING

07-24-2007, 06:19 PM	#8 (permalink)
ehoez.com NamePros Regular Join Date: Jul 2007 Location: Atlanta, GA USA Posts: 265	wonderful world of: chargebacks

07-30-2007, 10:45 PM	#9 (permalink)
RDrapster NamePros Member Join Date: Jul 2007 Location: Florida Posts: 64	Thats...insane. Nice, non-internet-connected cave, anyone? __________________ Read our rules - We do not allow Advertising of other Domain Forums. http://www.namepros.com/faq.php?faq=namepros#faq_site_rules

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