[Request] Someone who knows about the financial business INSIDE OUT

[kslup_k]

I would like someone to show me (give me links, explain, whatever) how companies like ELoan.com , geico.com , loan.com , HELOC , refinance , getsmart.com , lowermybills.com payday loan sites, and all works.


I donot have any specific questions.

Tell me what you are going to show me and the price.

Instant payment by Paypal.
Thanks

EDIT:
Alright, may be i should reword my question.

I would like to know how business like Eloan operate.

Starting from when a user fill up the form.

[Dan Grossman]

Step 1: Accumulate billions to hundreds of billions in capital.
Step 2: You can now start thinking about opening a bank or insurance company like you listed.

Would you like my PayPal address?

[kslup_k]

No.

You misunderstood my request.

I am not planning to open a business like them. Not in a million years time.
I am just curios how do they work.

Anyone please?

Something like behind the scene.

Thanks

Alright, may be i should reword my question.

I would like to know how business like Eloan operate.

Starting from when a user fill up the form.

Thanks

[Dan Grossman]

A web application tied into real banking networks that likely cost tens of thousands to hundreds of thousands to develop. Most likely using Java and Oracle.

When you submit a form, a Java application built under some framework (URLs look like some type of MVC) directs the request, eventually, to some method of a Java application that handles that request, talks to other layers of the application including the database to store and retrieve information, and produce HTML output to pass back to you.

The fact that they are financial sites means nothing important. Large-scale complex websites are just web applications with a database behind 'em, running on one or more servers.

[kslup_k]

Ermm,

Dan, thanks for replying. However that is not what i meant. Sorry

What you were trying to explain to me was how the website works, which i already know.

What i was asking was about what happens after i complete the form?
Take for an example www.savings.com

example

What would happen after i fill up the form?
I would be contacted (that i know) but where does my information go?
Is savings.com the one who would contact me? oR is the information forwarded to some other company?

and most important, where on earth do they get the money to give to me?

Thanks Dan.!

[Dan Grossman]

Originally Posted by kslup_k

and most important, where on earth do they get the money to give to me?

Loans come from banks, banks get money from the accounts of their customers. Interest you pay on your loan is part of how interest is paid on savings accounts.