Which account type is right for you?

Premier accounts are for members who will have a high transaction volume, need to accept credit card payments, or would like access to our special features not offered with Personal accounts. Premier accounts include all the benefits of Personal accounts, as well as our special features.

Business accounts allow you to do business under a company or group name, accept all payment types for low fees, and accept payment from customers without PayPal accounts. Business accounts include all of the benefits of Premier accounts, as well as our special features.

for personal means for you only then use personal because no fees for transfering or recieving
premier or business had fees so if you want to accept credit card payments then i would suggest for premier or business
but what purpose you are using payapl account

If you want to use a billing system like modernbill or others, you have to use Paypal Premiere or Business.

If you want to buy only domains you can use personal account.
Remember you can't receive payment from credit card directly on personal account.

If in future you need more paypal features, you will be able to switch to personal and business account.

What's a billing system?

If I don't receive the payment on my personal account where does it go then?

You can accept credit cards on a personal account. The thing that holds you back is that it only allows you to do it 5 times in 12 months before you have to get a business or premier account. Being in the domaining industry i found that 5 times lasted about 3 days and i had to upgrade.

surely? 5 times in 12 months? It's a pity because I have about 10 payment per month with credit card

Buying domain products (renewal, purchasing at the aftermarket, tools, renewals etc.)