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Old 03-06-2008, 09:26 PM   · #1
PowerUp
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Which Payment Processor do you use?
Hi, I'd like to accept credit cards online. Which payment processor do you use and would you recommend them? Thank you.


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Old 03-07-2008, 04:07 AM   · #2
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Some of the most important factors when choosing a payment processor include your business location (i.e. are you based in the USA, India, China etc.) as this could affect the choice of your payment processor as well as fees and volume; some processors will charge the same amount for each transaction and some will give you a discount based on the volume of your sales.

Some of the most popular are:

http://www.paypal.com
http://www.moneybookers.com
http://checkout.google.com
http://www.worldpay.com
http://www.2checkout.com

There are also some local processors which deal with clients from specific areas, like NoChex in the UK for example.

Reality suggests that the best options are either PayPal, Moneybookers or Google Checkout.
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Old 03-07-2008, 08:56 AM   · #3
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Thanks for the info. I've read lots of bad reviews about Google Checkout. I'm wondering if GC is all that bad. It has the lowest fee though and I'm tempted to use them.
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Old 03-07-2008, 09:07 AM   · #4
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we're in the UK and protx have been very good for us the past couple of years.

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Old 03-07-2008, 12:44 PM   · #5
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Originally Posted by PowerUp
Thanks for the info. I've read lots of bad reviews about Google Checkout. I'm wondering if GC is all that bad. It has the lowest fee though and I'm tempted to use them.



RJ uses Google Checkout for NamePros transactions and he's a big fan of it.

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Old 03-10-2008, 08:51 AM   · #6
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I have used 2checkout.com in the past and was pretty happy with them. Google checkout is also good.
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Old 03-10-2008, 02:11 PM   · #7
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2checkout is good but i gave up on them.

All i can truly recommend is Paypal.

Since i've been using paypal as a payment method on my site the sales increased with 35%.

You will have the occasional fraudulent orders but it really depends on what you're selling.

Hope this helps
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Old 03-17-2008, 10:54 PM   · #8
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What do you guys think of Pecunix and GoldMoney?
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Old 03-17-2008, 11:00 PM   · #9
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i use the following:
clickbank.com
paypal.com
2co.com
moneybookers.com
and e-gold.com
clickbank, and 2co.com can accept credit cards

Originally Posted by PowerUp
Hi, I'd like to accept credit cards online. Which payment processor do you use and would you recommend them? Thank you.

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Old 03-18-2008, 01:20 AM   · #10
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Paypal, All the way!! They are too good..
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Old 03-18-2008, 04:45 AM   · #11
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Originally Posted by dhscott
Reality suggests that the best options are either PayPal, Moneybookers or Google Checkout.


Can hardly argue with reality, especially PayPal.
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Old 03-18-2008, 08:46 AM   · #12
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Originally Posted by weblord
i use the following:
clickbank.com
paypal.com
2co.com
moneybookers.com
and e-gold.com
clickbank, and 2co.com can accept credit cards



Read somewhere that the FBI raided e-gold's office and indicted the owner. Is it still safe to accept e-gold?
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Old 03-18-2008, 11:58 PM   · #13
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Moneybookers and paypal.
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Old 03-19-2008, 01:26 PM   · #14
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Originally Posted by PowerUp
Read somewhere that the FBI raided e-gold's office and indicted the owner. Is it still safe to accept e-gold?



Is this for real? And after all that mumbo jumbo about it being the only real 'backed' investment...
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Old 03-19-2008, 02:44 PM   · #15
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paypal has upped thier support - fee is still too high, but universal acceptance is what makes it my choice
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Old 03-19-2008, 03:31 PM   · #16
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Originally Posted by DylanButler
Is this for real? And after all that mumbo jumbo about it being the only real 'backed' investment...



http://www.usdoj.gov/opa/pr/2007/April/07_crm_301.html
Here's the press release... straight from the US Department of Justice

http://www.washingtonpost.com/wp-dy...7050101291.html
News about the raid from Washington Post

http://www.associatedcontent.com/ar...laundering.html
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Old 03-20-2008, 12:40 PM   · #17
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I used Authorize.net and PayJunction.com at work and am pleased with both.
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Old 03-20-2008, 07:00 PM   · #18
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Google Checkout
And
Paypal

Those are the only 2 i would use
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Old 03-20-2008, 11:05 PM   · #19
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The problem with paypal is that if a large amount of money is transferred then it will be detected as suspicious.
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Old 03-21-2008, 01:18 AM   · #20
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paypal and 2co are the best i have experienced.
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Old 03-21-2008, 08:06 AM   · #21
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Paypal all the way..For me it has worked everytime. Moneybookers is another good option..but I don't use them very often.
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Old 03-27-2008, 01:16 PM   · #22
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Originally Posted by PowerUp
Hi, I'd like to accept credit cards online. Which payment processor do you use and would you recommend them? Thank you.


I use NOCHEX (www.nochex.com). I have opted for their Merchant product, as it offers low transaction fees, no requirement to have a Merchant Number issued. The only gripe I have is transactions over Ł1,000 are not permitted, but that isn't a big deal as I have very few transactions over that amount, of which I usually split up into smaller payments to let it pass through anyway. I'd definitely recommend Nochex.
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Old 03-29-2008, 08:02 PM   · #23
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i like pp very much
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Old 04-23-2008, 03:20 AM   · #24
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where do you live? you can use paypal or 2co
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Old 04-25-2008, 02:38 PM   · #25
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Paypal, although they refund customers way too quickly, and practically ignore the providers sometimes
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