Web Payment Processing? If not Paypal, then...?

drmaximus · 12-08-2003, 07:54 PM

I am just wondering if there are any other comparable payment processors apart from Paypal? After having read articles from www.paypalsucks.com I am getting worried about the latter. If the services are available to Canadians, then all the better. Thanks for any and all help!

jane118 · 12-08-2003, 08:17 PM

u can try

stormpay.com a lot like paypal and its growing

identity_00 · 12-08-2003, 08:50 PM

Try 2checkout.com - There is a one-time 49. fee.
The benefits are that it is more private label.
Very easy - no scripts to add or anything.

If you'd like an example visit my site below. I think
I have it going on that one - If not just email me.

drmaximus · 12-08-2003, 09:01 PM

I think 2CO is valid only for US-based businesses...?

armstrong · 12-08-2003, 09:03 PM

Quote:

Originally posted by drmaximus
I think 2CO is valid only for US-based businesses...?

I use 2CO as backup to my regular merchant account. They accept international clients.

drmaximus · 12-08-2003, 09:08 PM

Thanks armstrong. Some questions for you though: I plan to use it just like I use Paypal - an occasional sale here and purchase there. Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees?

I am seriously considering switching away from Paypal because they have failed to resolve one of my disputes costing me a loss of US$400, and I am doing to initiate a chargeback with VISA is a couple of days. They are surely going to shut down my account, but it's fine actually.

redhippo · 12-08-2003, 09:44 PM

some have use ikobo.com

other: clickbank.com.......have never used them but seems to be very popular with "electrionic" services/merchandise like ebooks,report.s...etc..

not sure about charges

drmaximus · 12-08-2003, 09:50 PM

Thanks redhippo! At first sight IKOBO seems like a great deal! Will check it out in detail.

Sharpy · 12-08-2003, 09:52 PM

lots of online biz's use e-gold

drmaximus · 12-08-2003, 10:01 PM

I knew about e-gold but their gold-->cash conversion process seems really convulated.

armstrong · 12-09-2003, 12:14 AM

Quote:

Originally posted by drmaximus
Thanks armstrong. Some questions for you though: I plan to use it just like I use Paypal - an occasional sale here and purchase there. Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees?

I am seriously considering switching away from Paypal because they have failed to resolve one of my disputes costing me a loss of US$400, and I am doing to initiate a chargeback with VISA is a couple of days. They are surely going to shut down my account, but it's fine actually.

2CO's rates are higher, and they only charge in US$. However, they can be used to serve more countries, and don't require your clients to signup for an account (unlike Paypal).
????: NamePros.com http://www.namepros.com/business-development/12898-web-payment-processing-if-not-paypal.html

I have my own horror story with Paypal and about $800 in company funds that they decided to keep. They are too far away from me to deliver swift kicks to the a**, so now I just say no to Paypal.

Depending on your average transaction amount, you may also want to look at Paysystems. I've been considering them for my higher-value services, plus they are able to accept a wider range of currencies.

drmaximus · 12-09-2003, 05:42 AM

Thank you.

redhippo · 12-16-2003, 04:08 AM

another money trader

http://www.fleetpay.com/

Anthony · 12-21-2003, 06:02 AM

If anyone figures out another service that offers the same options as Paypal, do let me know.

drmaximus · 01-17-2004, 08:46 AM

Quote:

Originally posted by redhippo
????: NamePros.com http://www.namepros.com/showthread.php?t=12898
another money trader
http://www.fleetpay.com/

Fleetpay has no fees for sending and receiving payments. What's the catch here?

Users of 2CO and PaySystems... care to compare these services and suggest the cheaper/safer/more professional one?

webscorpion · 01-17-2004, 10:25 AM

Quote:

Originally posted by drmaximus
Fleetpay has no fees for sending and receiving payments. What's the catch here?

Yeah, would like to know too.

Thanks for starting this thread drmaximus. I also have a separate thread regarding Solopay.

webscorpion · 01-17-2004, 08:02 PM

I just found out that NP member teebob owns Fleetpay.com. Haven't seen him much here, though. Wish he can answer our questions regarding his company.

odditysoftware · 01-20-2004, 09:04 PM

i currently use http://www.swreg.org/

InteractAsia · 01-22-2004, 10:16 PM

Quote:

Originally posted by odditysoftware
i currently use http://www.swreg.org/

any comments on them?

axl · 05-10-2004, 12:17 PM

Quote:

Originally posted by drmaximus
Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees?

Actually, ikobo.s fees are pretty similar 1.99%-2.99%+$0.29, but their coverage I think is better with 170 paying countries and 220 receiving. There aren't any hidden fees, and their service is quite fast. They look like a good alternative from 2CO or paypal; it's true paypal have a history of "appropriating" people's money without any reason.

????: NamePros.com http://www.namepros.com/showthread.php?t=12898
In reply to drmaximus, ikobo covers Canada, and is, in my opinion an improved version of paypal.

drmaximus · 05-10-2004, 12:20 PM

Quote:

Originally posted by axl
????: NamePros.com http://www.namepros.com/showthread.php?t=12898
Actually, ikobo.s fees are pretty similar 1.99%-2.99%+$0.29, but their coverage I think is better with 170 paying countries and 220 receiving. There aren't any hidden fees, and their service is quite fast. They look like a good alternative from 2CO or paypal; it's true paypal have a history of "appropriating" people's money without any reason.
In reply to drmaximus, ikobo covers Canada, and is, in my opinion an improved version of paypal.

I learnt that withdrawing money (from Ikobo account) in Canada incurs pretty hefty fees (US$5 or C$5), so this would factor in as cost too.

axl · 05-10-2004, 01:35 PM

I wouldn't know that since I don't live in Canada. It might be true, but it might also depend on what ATM (from which bank) you are using. Some banks might have higer withdrawal fees than others. You should try and find out and let us know!

Spirited · 05-12-2004, 01:40 AM

Quote:

And now, it's even easier for your buyers to complete their transactions. PayPal no longer requires your customers to create a PayPal account. This means the purchase process is more streamlined, resulting in an increase in completed sales and higher customer satisfaction.

https://www.paypal.com/uk/cgi-bin/we...anding-outside
????: NamePros.com http://www.namepros.com/showthread.php?t=12898
That is on the uk part of paypal, I think not having to sign up really improves paypal. My partner has been using paypal both privately on ebay and as a buisness for his hosting company, with no problems.

I intend to allow people to either pay by paypal or send a cheque/postal order (if they prefer) when I set up an online buisness. I don't think paypal is generally as bad as the horror stories (at least the uk arm isn't) plus I would rather go with paypal than with a small unheard of company that could do a disappearing act with my cash.

Of course I will be sensible and read the small print , if and when I sign up

axl · 05-12-2004, 12:42 PM

I can understand your reluctance regarding ikobo. It's true they are a relatively new company, about 2 years I think, but so far I haven't heard about somebody ending up without their money. I'd like to think I did my homework quite well before signing up with them. Anyway, I'm just stating my personal opinion, not defending ikobo or something like that. So far they've been ok for me, and I hope they'll stay like that.

xieqiu · 06-21-2004, 09:57 PM

Because ikobo is a relatively new company, So it has some better services. From its rate to its coverage, Ikobo is better than paypal. I have used it for one year. I have not met any problems. so I think Ikobo is really good. But if you want to attract more customers. I think we should add both ikobo and paypal into our webpage.

12-08-2003, 07:54 PM	THREAD STARTER #1 (permalink)
drmaximus NamePros Regular Join Date: Sep 2003 Location: .CA Posts: 905	Web Payment Processing? If not Paypal, then...? I am just wondering if there are any other comparable payment processors apart from Paypal? After having read articles from www.paypalsucks.com I am getting worried about the latter. If the services are available to Canadians, then all the better. Thanks for any and all help! __________________ English-French-Italian Translation Offered

12-08-2003, 08:17 PM	#2 (permalink)
jane118 Senior Member Join Date: Sep 2003 Location: Earth Posts: 1,236	u can try stormpay.com a lot like paypal and its growing __________________ ============================= ۞۞۞ Browse WebHosting Offers ۞۞۞ www.WHoffers.com

12-08-2003, 09:01 PM	THREAD STARTER #4 (permalink)
drmaximus NamePros Regular Join Date: Sep 2003 Location: .CA Posts: 905	I think 2CO is valid only for US-based businesses...? __________________ English-French-Italian Translation Offered

12-08-2003, 09:08 PM	THREAD STARTER #6 (permalink)
drmaximus NamePros Regular Join Date: Sep 2003 Location: .CA Posts: 905	Thanks armstrong. Some questions for you though: I plan to use it just like I use Paypal - an occasional sale here and purchase there. Paypal has exhorbitant "hidden" fees in the form of terrible exchange rates, but their fee of 2.9% + $0.30 is much better than 2CO's high rate of 5.5% + $0.45. Do you know if 2CO generally has better exchange rates and less hidden fees? I am seriously considering switching away from Paypal because they have failed to resolve one of my disputes costing me a loss of US$400, and I am doing to initiate a chargeback with VISA is a couple of days. They are surely going to shut down my account, but it's fine actually. __________________ English-French-Italian Translation Offered

12-08-2003, 09:44 PM	#7 (permalink)
redhippo NamePros Expert Join Date: Oct 2003 Location: ANForum Posts: 5,218	some have use ikobo.com other: clickbank.com.......have never used them but seems to be very popular with "electrionic" services/merchandise like ebooks,report.s...etc.. not sure about charges __________________ \|www.vb-skins.com\|- Quality Premade Vbulletin skins for Your VB forum makeover \|www.Banjir.com\|-Free image hosting?[B]For Sale!\|AlphaScripts\|Money Generating Scripts FREE VB Skins

12-08-2003, 08:50 PM	#3 (permalink)
identity_00 Senior Member Join Date: Sep 2003 Location: Tacoma, WA Posts: 1,212	Try 2checkout.com - There is a one-time 49. fee. The benefits are that it is more private label. Very easy - no scripts to add or anything. If you'd like an example visit my site below. I think I have it going on that one - If not just email me.

12-08-2003, 09:50 PM	THREAD STARTER #8 (permalink)
drmaximus NamePros Regular Join Date: Sep 2003 Location: .CA Posts: 905	Thanks redhippo! At first sight IKOBO seems like a great deal! Will check it out in detail. __________________ English-French-Italian Translation Offered

12-08-2003, 09:52 PM	#9 (permalink)
Sharpy future domainer Join Date: Jun 2003 Location: domainsville Posts: 712	lots of online biz's use e-gold __________________ DietI earn 0 if you click on this link. . Can't catch names? Have limited design skills? Develop the names you have! TurnkeyWebsitesI earn 0 if you click on this link

12-08-2003, 10:01 PM	THREAD STARTER #10 (permalink)
drmaximus NamePros Regular Join Date: Sep 2003 Location: .CA Posts: 905	I knew about e-gold but their gold-->cash conversion process seems really convulated. __________________ English-French-Italian Translation Offered

12-09-2003, 05:42 AM	THREAD STARTER #12 (permalink)
drmaximus NamePros Regular Join Date: Sep 2003 Location: .CA Posts: 905	Thank you. __________________ English-French-Italian Translation Offered

12-16-2003, 04:08 AM	#13 (permalink)
redhippo NamePros Expert Join Date: Oct 2003 Location: ANForum Posts: 5,218	another money trader http://www.fleetpay.com/ __________________ \|www.vb-skins.com\|- Quality Premade Vbulletin skins for Your VB forum makeover \|www.Banjir.com\|-Free image hosting?[B]For Sale!\|AlphaScripts\|Money Generating Scripts FREE VB Skins

12-21-2003, 06:02 AM	#14 (permalink)
Anthony NamePros Expert Join Date: Dec 2003 Location: NYC Posts: 9,134	If anyone figures out another service that offers the same options as Paypal, do let me know.

01-17-2004, 08:02 PM	#17 (permalink)
webscorpion Senior Member Join Date: Nov 2003 Location: Triple Crown Loft Posts: 1,230	I just found out that NP member teebob owns Fleetpay.com. Haven't seen him much here, though. Wish he can answer our questions regarding his company. __________________ Triple Crown Loft OldSkul.com

01-20-2004, 09:04 PM	#18 (permalink)
odditysoftware Account Closed Join Date: Jan 2004 Location: -USA- MO. Posts: 953	i currently use http://www.swreg.org/

05-10-2004, 01:35 PM	#22 (permalink)
axl NamePros Member Join Date: Apr 2004 Location: Eastern Europe Posts: 84	I wouldn't know that since I don't live in Canada. It might be true, but it might also depend on what ATM (from which bank) you are using. Some banks might have higer withdrawal fees than others. You should try and find out and let us know!

05-12-2004, 12:42 PM	#24 (permalink)
axl NamePros Member Join Date: Apr 2004 Location: Eastern Europe Posts: 84	I can understand your reluctance regarding ikobo. It's true they are a relatively new company, about 2 years I think, but so far I haven't heard about somebody ending up without their money. I'd like to think I did my homework quite well before signing up with them. Anyway, I'm just stating my personal opinion, not defending ikobo or something like that. So far they've been ok for me, and I hope they'll stay like that.

06-21-2004, 09:57 PM	#25 (permalink)
xieqiu NamePros Member Join Date: May 2004 Posts: 49	Because ikobo is a relatively new company, So it has some better services. From its rate to its coverage, Ikobo is better than paypal. I have used it for one year. I have not met any problems. so I think Ikobo is really good. But if you want to attract more customers. I think we should add both ikobo and paypal into our webpage.

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