How to accept credit cards?..

vip-ip · 09-18-2005, 09:58 AM

I know that 2CO.com lets you accept credit cards for a $50 fee, are there services like that for free? Example, I make 10 $5 sales, so I get a $50 check in the mail :-) Or something like that?

Thanks!

dgaussin · 09-18-2005, 10:03 AM

You'll have some fees on any transaction, even with 2Co, like when you accept CC with PayPal.

vip-ip · 09-18-2005, 10:12 AM

Quote:

Originally Posted by dgaussin

You'll have some fees on any transaction, even with 2Co, like when you accept CC with PayPal.

sounds good, which company are you talking about?

dgaussin · 09-18-2005, 10:21 AM

There's a lot. You could do some search on CDG Commerce, authorize.net, etc.

Mike_Wiseman · 09-18-2005, 11:00 AM

is authorize.net free? Cause i am also trying to look for one of these checkout scripts...

mholt · 09-20-2005, 02:06 PM

Authorize.net! I love authorize.net! In fact, I visited their headquarters in ... I think it was American Fork, Utah! Very nice place!

I would recommend Authorize.net...

rivux · 09-21-2005, 12:04 AM

All authorize.net resellers will have a gateway or activation fee and nearly all of them will have a minimum monthly fee. You won't find a free cc processor since they all have to pay visa/mastercard their fee which gets passed to you. Your best option is PayPal which can accept cc payments without signing up and have no upfront costs.

sdsinc · 09-21-2005, 08:27 AM

I use 2checkout.
Rules may have changed but at the time there was a $49 signup fee and no monthly charges. So if you do not use it often you don't pay maintenance.
Whatever the processing company you use you will always pay fees (%) on the transactions.

Mike_Wiseman · 09-23-2005, 08:29 AM

Is there any free ones though?

SK2J · 09-23-2005, 09:23 AM

http://www.moneybookers.com/merchant for Mike_Wiseman

italks · 10-19-2005, 11:35 AM

If you are looking for free setup paypal is best option but it has got few restrictions.It cuts transaction cost also when it delivers you your cheque it cuts some processing fee too.

cache · 10-22-2005, 10:29 PM

I am looking at costco's credit card processing. It is free for executive member and pretty low fees.

harmony · 10-29-2005, 02:20 PM

paypal, thats wat i use.. personal account no transaction fees, but no credit card allowed for personal accounts.. if this is what your talking about

cache · 10-29-2005, 10:08 PM

I found that costco's deal is free, but you have to pay verisign because the secure site is required.

Barrucadu · 10-30-2005, 02:06 AM

use paypal, just set up a shopping cart, or whatever you need.

Porte · 10-30-2005, 02:53 AM

You need a real merchant account or just a simple third party processor for credit cards, it all depends on your sales volume (and your location..), but the easier, cheaper for small companies is to sign-up for third party processor to process payments.

PayPal business account can do it (if it is available for you), if not, you can try 2Checkout, stormpay, shareit, there's a lot. But it depends on the nature of your product and the fees.

But after all, credit card processing is not free, you will have to pay a fee per each transaction (in other words, they will take this fee from the total of each sale). Some parties will require a setup fee, and some won't. So just do a research in google for 'accept credit cards online' or something.

Best of luck.

Immersion · 10-30-2005, 12:27 PM

has anyone tried ********? Its another one like paypal. They look like they have very little fees. $2 to recieve money. I guess that is each time. And $2 to withdraw your money by check. thats not that bad is it? or is it?

Wanda · 10-31-2005, 09:11 AM

I am a representative for RBS. We are a direct end acquiring processor of all card types, including debit & EBT as well as custom gift cards. We offer online payment processing. Rates are: 1.54% for debit & 1.84% for credit cards. Monthly min. to reach in rate paid out is $20. Monthly statement fee is $10

We recommend Cart32 or Miva, in which we seamlessly integrate and become the payment gateway, thus no need for AuthorizeNet's payment gateway.

However, if you do elect to use AuthorizeNet, we also integrate with their gateway.

One time set up fee of $39

PM or email, should you have questions, or wish to establish a merchant acct. for your online business. We also service offline merchants as well, and the processing rates are slightly lower for "cardswipe" merchants who do get signatures.

Goodluck!

visit us here: www.RBSlynk.com

number198467 · 11-06-2005, 10:07 PM

I use linkpointcart.net, its a monthly fee, my site is www.aeonicclothing.com, you can look at my shoppingcart if you like, the question is, will you be making enough money that it would be better to pay the flat monthly fee or to pay a percentage of each transaction?

cache · 11-07-2005, 09:17 AM

how do you compare your service with costco's no-monthly fee?

Quote:

Originally Posted by Wanda

I am a representative for RBS. We are a direct end acquiring processor of all card types, including debit & EBT as well as custom gift cards. We offer online payment processing. Rates are: 1.54% for debit & 1.84% for credit cards. Monthly min. to reach in rate paid out is $20. Monthly statement fee is $10

We recommend Cart32 or Miva, in which we seamlessly integrate and become the payment gateway, thus no need for AuthorizeNet's payment gateway.

However, if you do elect to use AuthorizeNet, we also integrate with their gateway.

One time set up fee of $39

PM or email, should you have questions, or wish to establish a merchant acct. for your online business. We also service offline merchants as well, and the processing rates are slightly lower for "cardswipe" merchants who do get signatures.

Goodluck!

visit us here: www.RBSlynk.com

wildbest · 11-07-2005, 09:33 AM

Quote:

Originally Posted by Wanda

I am a representative for RBS. We are a direct end acquiring processor of all card types, including debit & EBT as well as custom gift cards. We offer online payment processing. Rates are: 1.54% for debit & 1.84% for credit cards. Monthly min. to reach in rate paid out is $20. Monthly statement fee is $10

We recommend Cart32 or Miva, in which we seamlessly integrate and become the payment gateway, thus no need for AuthorizeNet's payment gateway.

However, if you do elect to use AuthorizeNet, we also integrate with their gateway.

One time set up fee of $39

PM or email, should you have questions, or wish to establish a merchant acct. for your online business. We also service offline merchants as well, and the processing rates are slightly lower for "cardswipe" merchants who do get signatures.

Goodluck!

visit us here: www.RBSlynk.com

I have visited your site, but I can not see how it is related to Royal Bank of Scotland? Could you please show me a link on RBS's site that points to your site?

09-18-2005, 09:58 AM	#1 (permalink)
vip-ip Account Closed Join Date: Jan 2005 Location: root@localhost Posts: 4,045 32.70 NP$ (Donate)	How to accept credit cards?.. I know that 2CO.com lets you accept credit cards for a $50 fee, are there services like that for free? Example, I make 10 $5 sales, so I get a $50 check in the mail :-) Or something like that? Thanks!

09-18-2005, 11:00 AM	#5 (permalink)
Mike_Wiseman Senior Member Join Date: Jun 2004 Location: Ontario , Canada Posts: 1,155 58.75 NP$ (Donate)	is authorize.net free? Cause i am also trying to look for one of these checkout scripts... __________________ "Dont argue with an idiot, he will just drag you down to his level and beat you with expeirence. Dont argue with me, ill drag you down to my level and beat you with a baseball bat" :D

09-20-2005, 02:06 PM	#6 (permalink)
mholt DNOA Member Join Date: May 2004 Location: Utah Posts: 5,041 18.01 NP$ (Donate)	Authorize.net! I love authorize.net! In fact, I visited their headquarters in ... I think it was American Fork, Utah! Very nice place! I would recommend Authorize.net... __________________ codeboards A high-quality community of programmers -- Join today and post! We want new members!

09-23-2005, 08:29 AM	#9 (permalink)
Mike_Wiseman Senior Member Join Date: Jun 2004 Location: Ontario , Canada Posts: 1,155 58.75 NP$ (Donate)	Is there any free ones though? __________________ "Dont argue with an idiot, he will just drag you down to his level and beat you with expeirence. Dont argue with me, ill drag you down to my level and beat you with a baseball bat" :D

10-19-2005, 11:35 AM	#11 (permalink)
italks NamePros Regular Join Date: Aug 2005 Location: New Delhi,India Posts: 390 105.00 NP$ (Donate)	If you are looking for free setup paypal is best option but it has got few restrictions.It cuts transaction cost also when it delivers you your cheque it cuts some processing fee too. __________________ CafeDesi - A Desi Discussion Forum

09-18-2005, 10:03 AM	#2 (permalink)
dgaussin Senior Member Join Date: May 2004 Location: France Posts: 1,294 85.60 NP$ (Donate)	You'll have some fees on any transaction, even with 2Co, like when you accept CC with PayPal.

09-18-2005, 10:21 AM	#4 (permalink)
dgaussin Senior Member Join Date: May 2004 Location: France Posts: 1,294 85.60 NP$ (Donate)	There's a lot. You could do some search on CDG Commerce, authorize.net, etc.

09-21-2005, 12:04 AM	#7 (permalink)
rivux NamePros Regular Join Date: Nov 2004 Location: London, Ontario Posts: 323 379.15 NP$ (Donate)	All authorize.net resellers will have a gateway or activation fee and nearly all of them will have a minimum monthly fee. You won't find a free cc processor since they all have to pay visa/mastercard their fee which gets passed to you. Your best option is PayPal which can accept cc payments without signing up and have no upfront costs.

09-21-2005, 08:27 AM	#8 (permalink)
sdsinc Domains my Dominion Join Date: Aug 2005 Location: Web 1.0 Posts: 6,274 1,095.94 NP$ (Donate)	I use 2checkout. Rules may have changed but at the time there was a $49 signup fee and no monthly charges. So if you do not use it often you don't pay maintenance. Whatever the processing company you use you will always pay fees (%) on the transactions.

09-23-2005, 09:23 AM	#10 (permalink)
SK2J Account Suspended Join Date: Sep 2005 Posts: 52 35.00 NP$ (Donate)	http://www.moneybookers.com/merchant for Mike_Wiseman

10-22-2005, 10:29 PM	#12 (permalink)
cache Senior Member Join Date: Sep 2005 Location: trik.com Hygo.com & California Posts: 3,940 128.02 NP$ (Donate)	I am looking at costco's credit card processing. It is free for executive member and pretty low fees. __________________ Trik LLLH Hygo IQx Kitu Hytu PPPF undu hods Toch TV vald hosy Pros LaFrance Haab wolk corg ezud SAT DiTV IJFG

10-29-2005, 02:20 PM	#13 (permalink)
harmony NamePros Member Join Date: Oct 2005 Location: California Posts: 137 68.05 NP$ (Donate)	paypal, thats wat i use.. personal account no transaction fees, but no credit card allowed for personal accounts.. if this is what your talking about

10-29-2005, 10:08 PM	#14 (permalink)
cache Senior Member Join Date: Sep 2005 Location: trik.com Hygo.com & California Posts: 3,940 128.02 NP$ (Donate)	I found that costco's deal is free, but you have to pay verisign because the secure site is required. __________________ Trik LLLH Hygo IQx Kitu Hytu PPPF undu hods Toch TV vald hosy Pros LaFrance Haab wolk corg ezud SAT DiTV IJFG

10-30-2005, 02:06 AM	#15 (permalink)
Barrucadu Barru. Join Date: Aug 2005 Location: East Yorkshire, England Posts: 2,719 603.50 NP$ (Donate)	use paypal, just set up a shopping cart, or whatever you need. __________________ Website \| Blog \| Uzbl (my branch) 9thSeptember2009.com

10-30-2005, 02:53 AM	#16 (permalink)
Porte Senior Member Join Date: May 2005 Location: Somewhere on earth! Posts: 3,528 21.30 NP$ (Donate)	You need a real merchant account or just a simple third party processor for credit cards, it all depends on your sales volume (and your location..), but the easier, cheaper for small companies is to sign-up for third party processor to process payments. PayPal business account can do it (if it is available for you), if not, you can try 2Checkout, stormpay, shareit, there's a lot. But it depends on the nature of your product and the fees. But after all, credit card processing is not free, you will have to pay a fee per each transaction (in other words, they will take this fee from the total of each sale). Some parties will require a setup fee, and some won't. So just do a research in google for 'accept credit cards online' or something. Best of luck.

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)

10-30-2005, 12:27 PM	#17 (permalink)
Immersion NamePros Regular Join Date: Oct 2005 Posts: 231 223.75 NP$ (Donate)	has anyone tried ********? Its another one like paypal. They look like they have very little fees. $2 to recieve money. I guess that is each time. And $2 to withdraw your money by check. thats not that bad is it? or is it?

10-31-2005, 09:11 AM	#18 (permalink)
Wanda Credit Card Service Pro Join Date: May 2003 Location: Missouri Posts: 4,428 154.10 NP$ (Donate)	I am a representative for RBS. We are a direct end acquiring processor of all card types, including debit & EBT as well as custom gift cards. We offer online payment processing. Rates are: 1.54% for debit & 1.84% for credit cards. Monthly min. to reach in rate paid out is $20. Monthly statement fee is $10 We recommend Cart32 or Miva, in which we seamlessly integrate and become the payment gateway, thus no need for AuthorizeNet's payment gateway. However, if you do elect to use AuthorizeNet, we also integrate with their gateway. One time set up fee of $39 PM or email, should you have questions, or wish to establish a merchant acct. for your online business. We also service offline merchants as well, and the processing rates are slightly lower for "cardswipe" merchants who do get signatures. Goodluck! visit us here: www.RBSlynk.com __________________ www.IceGenie.com www.FurShow.com

11-06-2005, 10:07 PM	#19 (permalink)
number198467 New Member Join Date: Nov 2005 Posts: 4 6.00 NP$ (Donate)	I use linkpointcart.net, its a monthly fee, my site is www.aeonicclothing.com, you can look at my shoppingcart if you like, the question is, will you be making enough money that it would be better to pay the flat monthly fee or to pay a percentage of each transaction?

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