Get health insurance now

Len · 09-26-2008, 05:34 PM

Originally Posted by GF

If Canada's health system is so great, why are my Mom and her colleagues (family practice physicians) getting asked WEEKLY to travel to Canada and treat people who can't get seen in their hospitals?

I thought this was a question on family health insurance, not socialism.

To answer your question, I pay about $800/mo for me, my wife, and my son. There are definitely lower-cost ones available, but with higher copays.
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FYI - the United States takes care of their own AND others. Illegal immigrants arrive at emergency rooms all over the United States, get world-class treatment, and most of the time cannot afford the bill, so the US taxpayers get to pay.

What a country! I think next time I get a gunshot wound, I'll go to a Canadian emergency room, then will skip out on the bill and will ask Canadian citizens to pay for me to get patched up.

You would still have to pay! You have to have been in the country 90 days to qualify for medical coverage by the provincial governments.
I believe that medical and dental should be totally free as it is in a number of European countries. This would have the effect of people becoming healthier and thus eventually lead to needing less healthcare and there being less strain on the system.
My main gripe with the Canadian system is the lack of free dental care especially for younger people. There must be many suffering in silence as their teeth gradually decay unabated which can, and does, lead to more serious health problems.

DnPresident · 09-26-2008, 11:16 PM

This is one of those threads I really feel hits home to a lot of folks. I see the non-U.S folks voicing their opinions as well as U.S folks.

Let me first start off replying to GF.

Originally Posted by GF

There's no place I'd rather live. I am very proud of my country!

Stand up guy it seems.. I'd fight and die for my country at this very moment, I'm a good ol country boy with PLENTY of fire power and heart and smarts. I love the U.S and it's people like us along with technology that leads the world today in a lot of ways.

In response to mis_chiff

Originally Posted by mis_chiff

It's not that our system is so great, (it's not, by far)
but it covers those who need it the most! Without penalty.

What reason are they not being able to be seen in the hospitals?
We do have a doctor shortage, especially family practice professionals.
Long waits etc

We'd never turn you away

I feel a sincereness in your 2 posts, a warmnes in your heart and a concern for the situation..
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Thank You.

Thank you has2hands for the personal..directed to ME post.

Originally Posted by has2hands

Dave,

I am 45 years old and have always reasonably healthy, no major health problems but when I started turning 40.....it seems like a whole lot of stuff happens to you and your body. Those aches last days longer, bones a little more brittle, eyes going downhill faster and your sex life...well, thats another forum

You're not in your glorious 20s anymore and you made it thru your 30s but 40 is a turning point in your life.

So, get insurance (easy for me to saw) and protect yourself and your family.
Don't let the 40s get you. And my wife had to go to the emergency room one day and we received her bill, which was covered thru our insurance, but the cat scans, mri, etc, cost over 8 grand.

My two cents.

Paul

Thank you Spade for the price quote and carrier

Originally Posted by Spade

Dave,
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Im single and 27. I pay around $100 per month for a good PPO from Blue Cross/Blue Shield. I do have a $1,000 deductible, but other then that, the plan is really flexible, and works everywhere I go.

Thanks to anyone I did not mention.

You can say your a domainer but in my personal view their's many different kinds of domainers.

I'm a parker.. I make my dough from parking. Last 12 months was around $150k and I'm just learning so I'm quite excited to see what next year brings, I'm thinking triple that.

A couple of you mentioned -if I make enough-

I live in the U.S so right now things are very expensive to me because the dollar is so weak but I can manage it. I have a few $ saved from domaining but just hate to dish out that $700 per month... I know it could hit me in a bad way but I'm still undecided on what I'll do.

I'm a U.S citizen and love Canada, Let a country ever attack Canada and see who's there.

I think I'll go ahead and get the insurance soon, my family deserves it with out a doubt. Hopefully not, but maybe 1 day it will pay off, or maybe I'll just go to Canada

***mwzd*** · 09-27-2008, 11:26 PM

Originally Posted by DnPresident

I'm a parker.. I make my dough from parking. Last 12 months was around $150k and I'm just learning so I'm quite excited to see what next year brings, I'm thinking triple that.

If you ever decide to hold classes please let me know, I'm interested. It would take me years to even come close to earning $150k in total

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Seeing the average costs mentioned is scary, probably why medical tourism is getting so big here in India. I have family medical cover which costs peanuts, probably what you pay in a month is what i pay in a year. Coverage provided is around $10k per person.

Plus medical care is a lot cheaper here... I got a root canal done for $75 and i've heard of people in the family getting angioplasty's for less than $5k.

Mike · 09-27-2008, 11:33 PM

Originally Posted by mwzd

If you ever decide to hold classes please let me know, I'm interested. It would take me years to even come close to earning $150k in total

Count me in on that! I need a day job to feed my domain hobby...and nothing more that i could dream of than turning that around...
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M.

**-Nick-** · 09-27-2008, 11:55 PM

I do not live in US but I have hefty insurances of myself and my wife. Took it for tax exemption purposes. But what I felt was that my family really don't need that insurance money. Why not just put that money of premiums in the bank so they can sign a check and withdraw it. Because once I am gone who knows WTH those insurance companies will do. Will they pay? Will they make excuses etc. etc.

Moreover a full time and well settled domainer earns a nice amount of money that he would not even spit on insurance money.

DnPresident · 09-28-2008, 12:17 AM

Originally Posted by mwzd

I got a root canal done for $75 .

woW! Cost may vary but my friend just had a root canal and it was $425.00 for one tooth.

Abstracts.tv · 09-28-2008, 12:47 AM

Originally Posted by DnPresident

Have no idea how old some of you full time domainers are or if you have families to support but I'll be 38 next year and have a family.

I'm a U.S citizen and my family currently does not have health insurance but have dental. Luckily we've had no serious illnesses or injuries and not needed it. From what I've seen it looks like good health insurance for a family of 4, "wife, daughter, son & myself" will run between $500 for questionable maybe not so good insurance to around $700.00 for good insurance at a recognized company.
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At $700 per month or $8,400 per year it's far more than we spent last year at the doctors office, around $8,200 more in fact. Only if something far more serious than a common cold or the flu happens will it pay for it's self, which certainly can happen. It really concerns me not having it but haven't taken the plunge yet. My daughter is 8 and my son is turning 18 next month but is already in college so I think I can get him on the insurance as well since he's in school.

So my question is to you other full timers. Do you have family health insurance and if so @ what kind of rates and company?

Dave C

I'm not a full time domainer, but I can give you advise. You can't look at health insurance as something that will, or won't pay for itself. You have to look at it as something you have to have, such as a home, or car.
All it would take to wipe you out is one accident, sickness, or disease such as cancer.
I have always been healthy as a horse all my life. I ran anything from a mile to a marathon (not fast, just the average person!) When I was 51, I found out i had a rare cancer. I survived, and am ok. My doctor bills were probably over $250,000 easy! Health bills be much much more with extended care.
People don't realize how rampant cancer is today, and how many people are dying everyday. You don't even have to die, looat all the women who find out they have breast cancer.
It would be terrible, and life changing, if you, or a member of your family found out they cancer. It would only make it much worse, if you didn't have health insurance.
Do what ever it takes to get health insurance, your luck will run out.
Frank

wot · 09-28-2008, 02:41 AM

Early sixties and living in Thailand, wifey is 50. I have had two life threatening illnesses in the last 12 years, wifey just recovered from TB - insurance is essential although we are covered for hospitalization only not out patient treatment.

Fotunately medical insurance here is relatively cheap as is hospital care- we are with AIG

, but the standards of care are also very high and comparable with most "developed" countries.

Just the two of us (And three dogs) and we are both retired, so very lucky in many respects.

09-27-2008, 11:55 PM	#30 (permalink)
-Nick- I'll do it Join Date: Dec 2005 Location: India Posts: 6,927 Follow @keralpatel	I do not live in US but I have hefty insurances of myself and my wife. Took it for tax exemption purposes. But what I felt was that my family really don't need that insurance money. Why not just put that money of premiums in the bank so they can sign a check and withdraw it. Because once I am gone who knows WTH those insurance companies will do. Will they pay? Will they make excuses etc. etc. Moreover a full time and well settled domainer earns a nice amount of money that he would not even spit on insurance money. __________________ Delq\|Fhur\|Kegh\|Vhir\|Juhy\|Ruuz\|Jyos\|Jupt\|Vhek Webmaster Blog \| Software Downloads Makeup & Beauty Tips \| Sponsor Ads

09-28-2008, 02:41 AM	#33 (permalink)
wot NamePros Expert Join Date: Apr 2003 Location: Golden Triangle Posts: 5,775	Early sixties and living in Thailand, wifey is 50. I have had two life threatening illnesses in the last 12 years, wifey just recovered from TB - insurance is essential although we are covered for hospitalization only not out patient treatment. Fotunately medical insurance here is relatively cheap as is hospital care- we are with AIG , but the standards of care are also very high and comparable with most "developed" countries. Just the two of us (And three dogs) and we are both retired, so very lucky in many respects. __________________ Perú.co,上海.biz,红旗.com,MonikerBlog.com 247.in,888Blog.com,México.co,中国888.com

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