Which Payment Processor do you use?
 

Hi, I'd like to accept credit cards online. Which payment processor do you use and would you recommend them? Thank you.

Some of the most important factors when choosing a payment processor include your business location (i.e. are you based in the USA, India, China etc.) as this could affect the choice of your payment processor as well as fees and volume; some processors will charge the same amount for each transaction and some will give you a discount based on the volume of your sales.

Some of the most popular are:

http://www.paypal.com
http://www.moneybookers.com
http://checkout.google.com
http://www.worldpay.com
http://www.2checkout.com

There are also some local processors which deal with clients from specific areas, like NoChex in the UK for example.

Reality suggests that the best options are either PayPal, Moneybookers or Google Checkout.

Thanks for the info. I've read lots of bad reviews about Google Checkout. I'm wondering if GC is all that bad. It has the lowest fee though and I'm tempted to use them.

we're in the UK and protx have been very good for us the past couple of years.

stay away from:

securetrading.com
worldpay.com
netbanx.com
commidea.com

Originally Posted by PowerUp

Thanks for the info. I've read lots of bad reviews about Google Checkout. I'm wondering if GC is all that bad. It has the lowest fee though and I'm tempted to use them.

RJ uses Google Checkout for NamePros transactions and he's a big fan of it. ;)

-Bill

I have used 2checkout.com in the past and was pretty happy with them. Google checkout is also good.

2checkout is good but i gave up on them.

All i can truly recommend is Paypal.

Since i've been using paypal as a payment method on my site the sales increased with 35%.

You will have the occasional fraudulent orders but it really depends on what you're selling.

Hope this helps ;)

What do you guys think of Pecunix and GoldMoney?

i use the following:
clickbank.com
paypal.com
2co.com
moneybookers.com
and e-gold.com
clickbank, and 2co.com can accept credit cards

Originally Posted by PowerUp

Hi, I'd like to accept credit cards online. Which payment processor do you use and would you recommend them? Thank you.

Paypal, All the way!! They are too good..

Originally Posted by dhscott

Reality suggests that the best options are either PayPal, Moneybookers or Google Checkout.

Can hardly argue with reality, especially PayPal. :)

Originally Posted by weblord

i use the following: clickbank.com paypal.com 2co.com moneybookers.com and e-gold.com clickbank, and 2co.com can accept credit cards

Read somewhere that the FBI raided e-gold's office and indicted the owner. Is it still safe to accept e-gold?

Moneybookers and paypal.

Originally Posted by PowerUp

Read somewhere that the FBI raided e-gold's office and indicted the owner. Is it still safe to accept e-gold?

Is this for real? And after all that mumbo jumbo about it being the only real 'backed' investment...

paypal has upped thier support - fee is still too high, but universal acceptance is what makes it my choice

Originally Posted by DylanButler

Is this for real? And after all that mumbo jumbo about it being the only real 'backed' investment...

http://www.usdoj.gov/opa/pr/2007/April/07_crm_301.html
Here's the press release... straight from the US Department of Justice

http://www.washingtonpost.com/wp-dy...7050101291.html
News about the raid from Washington Post

http://www.associatedcontent.com/ar...laundering.html

I used Authorize.net and PayJunction.com at work and am pleased with both.

Google Checkout
And
Paypal

Those are the only 2 i would use

The problem with paypal is that if a large amount of money is transferred then it will be detected as suspicious.

paypal and 2co are the best i have experienced.

Paypal all the way..For me it has worked everytime. Moneybookers is another good option..but I don't use them very often.

Originally Posted by PowerUp

Hi, I'd like to accept credit cards online. Which payment processor do you use and would you recommend them? Thank you.

I use NOCHEX (www.nochex.com). I have opted for their Merchant product, as it offers low transaction fees, no requirement to have a Merchant Number issued. The only gripe I have is transactions over £1,000 are not permitted, but that isn't a big deal as I have very few transactions over that amount, of which I usually split up into smaller payments to let it pass through anyway. I'd definitely recommend Nochex.

i like pp very much

where do you live? you can use paypal or 2co

Paypal, although they refund customers way too quickly, and practically ignore the providers sometimes :(